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Why fixed-rate gas wins during a polar-vortex week

Natural gas

During the December 2025 polar vortex, variable gas re-priced 47 percent higher in week 1. Locked-rate customers paid the November contract price. The math.

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Variable vs locked gas supply rate during December 2025 polar vortex

Variable spot rates spiked 47 percent in week one. Locked customers paid the November contract rate through the entire cold snap.

Open graph image · /og/rate-trend.png

During the December 2025 polar vortex, variable-rate natural gas customers saw their supply rates spike 47 percent in week one as Henry Hub commodity prices ran above $14 per MMBtu. Locked-rate customers paid the November contract price through the entire cold snap. The locked-vs-variable bill gap on a typical home was $180 to $310 for the month. Here is the math behind why fixed-rate gas wins during a polar vortex and how to time the lock for the next winter event.

What happened in December 2025

A deep cold-air mass moved south from Canada the week of December 14 to 21. Temperatures in the Chicago to Boston corridor dropped to -10 F to -22 F. Heating load on the interstate pipeline system hit the year peak.

Henry Hub spot natural gas prices spiked from $3.80 per MMBtu (December 8) to $14.40 per MMBtu (December 17). Pipeline capacity charges spiked similarly. Variable-rate retail gas customers absorbed the spike in the next billing cycle.

Who paid what during the cold snap

Variable customers in the PJM and ISO-NE footprint saw December bills 32 to 47 percent above their November bills. The typical PA, OH, and NJ household variable bill ran $310 to $450 vs the locked-rate equivalent of $180 to $230.

Locked customers who had signed September contracts at $0.78 per therm paid that rate through the entire spike. The supplier had hedged the contract at signing and absorbed the spike. The customer paid the contracted rate.

How to time the lock for the next winter event

Lock in August through October. Supplier offers price most aggressively in this window because winter spike risk has not yet priced into the forward curve.

Lock for 18 to 24 months. A 12-month lock signed in August exposes you to next winter at re-rate time, which is the worst possible timing for re-shopping. An 18 to 24 month lock takes you past two winters.

Lock the rate before the next reset.

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Common questions

Quick answers from the editorial desk

When does a polar vortex typically hit?
Most polar vortex events occur between mid-December and early February. The December 2025 event hit December 14 to 21. Earlier or later events are rare but possible — the November 2014 and February 2021 events were the most severe outliers in recent history.
Do suppliers honor fixed-rate contracts during a spike?
Yes. Fixed-rate contracts are legally binding. The supplier absorbed the wholesale spike because they hedged the contract at signing. No reputable supplier has defaulted on a residential fixed-rate contract during a cold snap.
Can I break my locked-rate contract during a spike to get a lower rate?
Sometimes. Most fixed-rate contracts have $50 to $200 early-termination fees. Breaking the lock during a spike means re-shopping at peak prices. The math rarely favors breaking the lock.
Should I hedge both fixed and variable?
No. Households cannot run two simultaneous gas supply contracts. Pick fixed for the heating season. Variable is rarely the right call for residential customers during winter.

Further reading

Pillar guide, cluster siblings, and state pages cited above

Sources

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