Skip to main content
Now serving Ohio · Pennsylvania · Texas · Maryland · Illinois · New York
← All guides

When to renew a fixed-rate energy contract — the 60-day rule

Lock-in strategy

Renewing 60–90 days before contract expiry beats the silent rollover trap and locks the best new-supplier offer. The calendar discipline + the 3 rate signals that say "wait" or "lock now".

Harry Brooks

Director of Energy Strategy, Seenra Inc

Lock-in strategy7 min readPublished Updated

Featured infographic

Renewal calendar — re-shop 60-90 days before contract end

Re-shop window: 60-90 days before expiry. Suppliers compete hardest for renewals here.

Open graph image · /og/renewal-trap.png

The short answer

Re-shop your fixed-rate contract 60-90 days before expiry. Inside 30 days is too late (EDI 814 takes 30-45 days to complete). Beyond 120 days is too early (suppliers will not price longer-than-current-quarter forward). Suppliers compete hardest in the 60-90 day window. Set two calendar reminders the day you sign any contract: -90 days and -60 days.

Renewing a fixed-rate energy contract is the single most important habit for households and businesses on competitive supply. The 60-90 day window before contract expiry is when suppliers compete hardest for renewals; outside that window, customers either pay an early-termination fee, miss the supplier-competition pricing, or fall into the silent rollover trap. This guide walks the calendar discipline.

Why 60-90 days is the sweet spot

Inside 30 days of expiry: too late. Suppliers cannot price aggressively because they cannot hedge fast enough. The EDI 814 handshake takes 30-45 days; if you sign at day 15, you risk a gap month on variable default. The how-to-cancel-energy-supplier-contract guide walks the timing.

60-90 days out: ideal. Suppliers can hedge favorably for the new term, pricing competition is at peak, and the EDI handshake completes well before old contract expiry.

More than 120 days out: too early. Suppliers will not price longer-than-current-quarter forward yet. Stamp the contract end-date in your calendar with a -90 day reminder and a -60 day reminder. Re-shop in that window every cycle.

When to lock vs when to wait

Signal 1: wholesale futures curve shape. If the next-12-month NYMEX curve is in contango (later months priced higher), lock now. If in backwardation (later months cheaper), wait briefly.

Signal 2: capacity-auction clearing prices. PJM 2026 cleared at decade-high; that flows into supply offers in 2027. If recent capacity clears are high, lock now. The capacity-market-pjm-ercot-explained guide walks the mechanic.

Signal 3: weather forecast for the next 30-60 days. Forecasted polar vortex or heat dome can spike near-month wholesale prices. Lock just before the forecasted weather spike if you can.

Infographic

Seasonal lock window

Aug-Oct historically clear cheapest for new fixed-rate contracts.

The renewal-watch automation

Most US households and small commercial accounts miss the renewal window not because they cannot decide, but because they forget. The supplier auto-rolls them onto a variable default; the next bill is 20-40% higher; they discover the trap at month 13. The avoiding-the-renewal-trap guide walks the rollover mechanic.

Seenra automates this. Every contract end-date stamps into our re-shop calendar. The system runs comparison shopping in the 60-90 day window and surfaces the recommendation.

If you are not on Seenra, set two manual calendar reminders the day you sign any new contract: one at -90 days, one at -60 days.

Recap

Bottom line

The 60 to 90-day pre-expiry window is the sweet spot for renewing fixed-rate energy contracts. Inside 30 days is too late for clean EDI handshake; beyond 120 days suppliers will not price aggressively. Two calendar reminders set the day you sign any contract — one at -90 days and one at -60 days — protect against the silent rollover trap that catches most US households on competitive supply.

The avoiding-the-renewal-trap guide walks the rollover mechanic; the when-to-lock-in-electricity-rate guide covers the broader timing decision for new contracts. For households who want fully automated re-shop hygiene, Seenra runs the calendar discipline automatically; for households managing manually, two phone calendar reminders are enough.

Want Seenra to run this for your account?

Forever free for households. Commercial accounts get a same-day quote with full commission disclosure. No credit pull, no on-site visit, no service interruption.

Get my fixed-rate quote →

Common questions

Quick answers from the editorial desk

What if I miss the window and my contract auto-rolls?
Re-shop immediately. The variable default usually prices 20 to 40 percent above what you can lock in the open market. The re-shop completes in 30 to 45 days; you will pay variable for 1 to 2 months but cap the damage.
How does Seenra make money on a household contract?
When a household locks a supply contract, the supplier pays Seenra a small commission. The amount is disclosed up front in the offer summary in dollar-and-basis-point form. The household price is forever free.

Sources

Done reading the guide? Now lock the rate.

5-minute switch. Same utility, same wires. No credit pull on residential. Forever free for households.

Lock your energy rate

5-minute switch · No credit pull · Forever free

Lower my bill