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The case for locking your electric rate before September

Switching 101

PJM capacity auction results hit retail rates in September. Locking in July-August catches the pre-rise window. The seasonal lock playbook.

Featured infographic

Seasonal lock window for PJM residential supply rates

August through September is the cheapest window. January through February is the most expensive. The PJM capacity auction sets the curve.

Open graph image · /og/lock-window.png

PJM capacity auction results clear in May and June each year. Those results flow into utility supply rates starting with the September billing cycle. Locking a fixed-rate supply contract in July or August catches the pre-rise window when suppliers are still pricing against pre-auction wholesale forwards. Locks signed in August-September average 6 to 14 percent below January-February locks for the same 24-month term across PJM zones. Here is the seasonal playbook.

How the PJM capacity auction sets the calendar

PJM runs the Base Residual Auction every May/June to procure capacity for the delivery year starting the following June. The auction clears at a market-set $/MW-day price.

Suppliers price their forward contracts using the cleared capacity price as one input. Before the auction results are public, suppliers hedge against pre-auction wholesale forwards. After the auction clears, they re-price to reflect the cleared capacity cost.

Why the August-September window prices cheapest

August through September is after the capacity auction has cleared (so suppliers know the full year-ahead capacity cost) but before the winter spike has fully priced into forward curves.

Suppliers also have most of their next-year capacity to place during August-September. They compete hard for account enrollments before the winter ramp. Customer-acquisition pressure compresses margins.

The lock strategy for the September window

Lock for 18 to 24 months. A 12-month lock signed in August exposes you to next winter at re-rate time. A 24-month lock takes you past two winters before the next renewal decision.

Read the contract clauses. Avoid teaser pricing that re-prices after the introductory window. Confirm no early-termination fee or a fee no greater than $50. The reputable suppliers ship clean contracts.

Lock the rate before the next reset.

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Common questions

Quick answers from the editorial desk

Why does September matter for electricity rates?
PJM capacity auction results flow into supply rates starting with September billing cycles. Locks signed in August-September capture the pre-September window when suppliers are still pricing pre-rise forwards.
How long should I lock for?
18 to 24 months is the sweet spot for most US households. Captures two winter spikes inside a single contract term. Avoids the 12-month re-rate trap at the worst possible time of year.
What if rates fall during my locked term?
You keep paying the locked rate. Most fixed contracts have $50 to $200 early-termination fees, so breaking the lock to re-shop is rarely economical. Some suppliers offer no-exit-fee contracts at a 0.5 to 1 cent per kWh premium.
Should I wait if I think wholesale will fall further?
Probably not. The August-September window prices most aggressively because suppliers know less about the winter spike than they will by November. Waiting almost always costs more in the typical year.

Further reading

Pillar guide, cluster siblings, and state pages cited above

Sources

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